Loans

3 Things You’ll Need to Secure a Small Business Loan
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3 Things You’ll Need to Secure a Small Business Loan

Thinking of expanding your business? Introducing a new product line? Or maybe you’re just trying to add some cushion to your cash flow? Whatever reason you’re applying for a small business loan, in order to get approved, you’ll need to have all your ducks in a row. Lenders are looking to work with applicants that can show they have a [...]

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5 Ways to Deal with Bad Credit
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5 Ways to Deal with Bad Credit

As a short reference, a bad credit refers to a person’s credit history that has a low credit score, causing for the borrower to have high credit risks. Meanwhile, a good credit indicates that a person has a high credit score. Having a bad credit history makes it difficult for to get cash loans. Two of the usual problems you [...]

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Preparatory Steps to Increase Your Chances of Getting Approved for Business Financing
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Preparatory Steps to Increase Your Chances of Getting Approved for Business Financing

Without question, your business needs money to launch, grow, and survive the competition. No matter how weak or excellent your product actually is or how big your dream is – today all that means nothing more than unrealized potential. Without sufficient cash on hand, no business can meet payroll or set an inventory. A cash-strapped company can’t invest in its [...]

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Don’t let you trapped in bankruptcy situation by doing debt consolidation
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Don’t let you trapped in bankruptcy situation by doing debt consolidation

Debt consolidation is often seen as the ideal way to pay the suffocating debt. The consolidation done by combining your balances into a single loan with a lower interest rate than what you paid so far. Debt consolidation is usually done with the help of a third party to negotiate directly with the lender. Once approval is received, then you [...]

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An Affordable Option to a Financial Jam
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An Affordable Option to a Financial Jam

Having a tough time with personal finance? No problem if you have the right people to help you! My friend lives in Miami, Florida. She works hard to provide a safe home with all the necessities for her two young daughters, however, sometimes life happens, and she found herself short one month on the bills.  Her finances were stretched just a little too [...]

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A Plan in Place: Creating a Vehicle Safety Policy for Your Business
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A Plan in Place: Creating a Vehicle Safety Policy for Your Business

Safety in the workplace is an important aspect of running a business and if you run a fleet of company vehicles, your safety policy needs to extend to anyone who is getting behind the wheel as part of their job. Everyone understandably wants to avoid a collision with another car if they can help it, and if you have a [...]

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Business Loan Myths Which Need to Be Busted
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Business Loan Myths Which Need to Be Busted

Whether you plan to start a new business in 2016, or are looking for funds to expand your company, employ more staff, purchase larger facilities, or launch a new product, it pays to understand the best way to go about sourcing affordable business capital. However, since the global financial crisis a few years ago, the banking and funding landscape has [...]

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Getting Cash in a Metropolitan City with Car Title Loans
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Getting Cash in a Metropolitan City with Car Title Loans

When you find yourself strapped for cash, life can be very stressful. It can cause sleepless nights, bad habits and put added strain on your relationships. There are so many ways and thoughts about how to go about getting extra cash. Whether it’s starting a service, completing online application forms, or having a yard sale and getting rid of your [...]

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Getting an unsecured personal loan – What’s the driving force?
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Getting an unsecured personal loan – What’s the driving force?

The increasing costs of commodities, health care, education and food items, have made very expensive. It’s difficult to think about paying for everything without making use of a loan. These loans are the financial tools which help people bridge the gap between their budget and income. You borrow a sum of money from a reliable lender and you’re liable to [...]

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What Are Credit Score Ratings – Bad to Excellent and Everything in Between
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What Are Credit Score Ratings – Bad to Excellent and Everything in Between

Rating somebody’s ability to repay borrowing is not an exact science. Every consumer is different and outgoings, income and past financial history make each borrower unique. While banks and other financial organisations use a range of criteria to judge their existing customers, when it comes to an application from a potential new customer, financial institutions rely on data supplied to [...]

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