When you work hard for your money, the last thing you want to do is to watch it go down the drain. That’s what can happen when you don’t have a savings plan in place. The money just disappears and then when an emergency arises and you need some quick cash, you don’t have it. Of course, sometimes you can apply for personal loans and get the money you need, but apps can help you save money. Here are three you can try:
Level is an app that is nicely designed and easy to use. The app gives you updates all day long letting you know how much cash you have remaining. It makes the calculation by syncing to your savings or BB&T checking account. As you spend money through the day it figures out how much you spend on an average day. According to that estimate, it will calculate how much money you’ll have remaining in your account by the end of the month. According to your spending habits, if you won’t have enough to make it through the month, it will notify you by putting an asterisk next to its estimate in case you need to apply for personal loans.
As the name of this app implies, it helps you to curb your binge shopping habits. It begins by asking some questions about how you want to save and what you want to save for, and then it helps you meet your goals. After entering an amount that you want to save and uploading a photo, the app has community elements that give you incentive. Being part of a community that is saving helps you overcome the need for purchases or personal loans that don’t fall within the guidelines of the stated goal.
The daily budget app is aimed at making saving as easy as possible. It’s clean, easy to use and makes budgeting simple. Based on your income and regular expenses, the app helps you know how much you can spend each day without having to apply for personal loans.