Rating somebody’s ability to repay borrowing is not an exact science. Every consumer is different and outgoings, income and past financial history make each borrower unique. While banks and other financial organisations use a range of criteria to judge their existing customers, when it comes to an application from a potential new customer, financial institutions rely on data supplied to […]

For many of us, saving our cash can be quite difficult to keep up with. Firstly, if you’re not earning a major income, then keep an eye on every penny can be difficult and feel quite restrictive. And if you are earning quite well, well then it feels right to splurge and treat yourself, making overspending the standard when really […]

It’s normal for everyone to feel stressed during certain times and situations, but if you don’t keep your stress levels in check it can quickly become overwhelming. When it comes to the workplace, being stressed out all the time can be a hindrance to your career and easily begin to take over your working day and become disruptive to your […]

You want more from your merchant account provider, but you don’t know what to do or how to go about doing it. Here’s what you need to know to improve your company’s ability to accept cashless payments. Ask For A Complete List Of Charges Asking for a list of fees seems like common sense, but many merchants forget to ask […]

Running every aspect of your business to the standard you need can be difficult when you have a small team, or are expanding quickly. For this reason, seeking out areas where you can outsource things to more equipped third party companies makes a lot of sense. IT support can often be a prime area for outsourcing, because whether it is […]

In Internet more and more people using multimedia devices. Visual and multimedia content are becoming more important (over 40% of Internet traffic is consumed by watching videos) and online advertising increases each time more investment in creating online videos. You can use video tutorials and examples for product use, welcome your visitors to your site, and show the most important […]

Competition requires many companies to constantly look for ways to improve. In some cases, that means investing in technology. However, some changes don’t involve technology at all. Manufacturing firms, in particular, can make huge improvements in areas that don’t relate to tech. Use these tips to grow and sales and increase profitability. Research and development (R&D) Manufacturing a product may […]

Cold callers are almost never welcomed with open arms and it is not the recipient of the visit who doesn’t enjoy the experience, as the salesperson tasked with making the call doesn’t often relish the task either. Cold calling has been around for many years and obviously has some success otherwise it would be a practice that would have been […]

When you are developing a powerful brand strategy or excellent customer engagement through your online content you need to understand one thing: people like to access content in different ways. You may have one person who loves to listen to a podcast on the way to work. Another that likes quick articles they can read on their phone. Yet another […]

Companies can quickly discover that production has leveled off after a number of productive months or years. There are other times where there may be downtimes as a result of economics or slow business sales. Increasing production is certainly important, and there are ways that it can be increased. Consider Available Technology One of the ways that a company can […]